Third-party liability coverage insurance provides insurance coverage for damages caused to a third-party in case your vehicle involves in an accident. It also provides coverage in case there is a loss of life or any bodily injuries caused or damages are caused to a third-party’s property due to your car accident. It is an affordable premium but it does not offer coverage for any damage happened to your own vehicle.

There are several factors that affect your car insurance premium. These factors include the driver’s age, the driver’s location, vehicle type, vehicle’s value, claims history and the insurance buyer’s driving experience.

A UAE resident's car owner can buy car insurance in and falls in the age group from 25 years old to 65 years of age.  Must have a valid driving license since 1 year or 2 years in case they have transferred from another country to UAE.

The premium you pay for obtaining car insurance depends upon bunch of factors i.e following

1. Driver’s age
2. Driver’s experience
3. Make and model of the vehicle
4. Vehicle’s age
5. Car’s value
6. Driver’s claim history
7. Type of car insurance
8. Insurance policy and the add-on covers.

Yes, by law all vehicles need to have car insurance to drive a vehicle legally in UAE.

No. Your insurance premium is calculated on the basis of your profile, so your insurance policy can’t be transferred to the new buyer. In case you plan to sell your car, you’ll first have to cancel your insurance plan so that the new car owner can buy a new insurance plan.

Yes, some auto insurance plans provide covers off-road damages. However, the insurance can only be claimed if the vehicle is used for the purposes mentioned in the policy. In case it is being used for competitive events or race events, no coverage will be provided. While the T&C (terms & conditions) for off-road cover varies from insurance company to insurance company, make sure you read the policy wording carefully before buying.